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12
Nov
2008
Understanding FHA Home Loans
Posted by Greg Shuey as Down Payments, FHA Loans, FHA Streamline Refinance, credit scores
For many first time home buyers, obtaining an FHA home loan is a great idea and probably the best choice you can have. FHA backed mortgages make it easier for individuals and families to get into home because of less strict borrower requirements such as…
Low minimum down payment (about 3% of the value of the [...]
03
Oct
2008
Countrywide ID Theft
Posted by Greg Shuey as credit scores, home loans
I have done quite a few loans for my clients with the lender being Countrywide. I got a call last night from my sister in law about an email she had received from Countrywide saying that her and her husbands identity might have been stolen in this ordeal.
This had been the first time I had [...]
02
Oct
2008
Need To Boost Your Credit Score?
Posted by Greg Shuey as credit scores
The days of purchasing a home with less than average credit are OVER!
The financial crisis that we are all experiencing and the meltdown of the stock market are forcing lenders to tighten their belts when it comes to mortgage lending practices. At the present time, your credit score has never played such a huge roll [...]
01
Oct
2008
Want To Be A More Attractive Mortgage Candidate?
Posted by Greg Shuey as Down Payments, Interest Rates, Mortgages, credit scores
It is getting harder than ever to obtain a mortgage, especially for those individuals with less than perfect credit and little money to put towards a down payment. The things that will affect your ability to obtain a mortgage loan are, your credit score, insufficient income for the size of the loan, insufficient down [...]
